Right to receive annual benefit statement – this statement should clearly show all accrued benefits
Right to receive a summary of the annual Audited accounts of the pension scheme free of charge
Right to question any anomalies within the audited accounts of the scheme
Right to inspect the registers of scheme, custodian or manager available at the Retirement Benefits Authority free of charge
Right to request for an investment report of the scheme funds, and to know the affairs of the scheme including any changes within the scheme
Benefits Rights
It is the right of a member to access benefits at retirement; the employer cannot deny you your benefits under any circumstances or assign your benefits to settle any claim including a loan balance
It is the right of a member to receive pension benefits within 30 days after your retirement
Upon changing jobs the member has a right to retain benefits within the former employers scheme or to transfer the benefits to a new scheme.
Member has the right to file a complaint or claim for a pension benefit for whatever reason with the Retirement Benefits Authority for investigations
General rights
Right to nominate a beneficiary of choice in the event of death
Right to instruct the trustees on the bank account where the benefits should be paid
Right to disclose any unusual and abnormal occurrences in confidence to the board of trustees or the Retirement Benefits Authority
Right together with other member to elect their representatives in the board of trustees for the scheme
If you are eligible, you have a right to the membership of your employer’s pension scheme
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